Victoria Edwards, Owner/CEO/Managing Member of MB Consulting
Victoria Edwards is a skilled general business and litigation attorney with over ten years of experience litigating for and advising financial institutions and insurance/oil & gas/mining companies on complex business matters, including mortgage loan servicing and purchasing issues, contract formation/interpretation and novel bankruptcy issues. For the past five and a half years, she has litigated mortgage loan servicing and lending issues for major financial institutions pursuant to the Truth in Lending Act, Real Estate Settlement Procedures Act, Fair Credit Reporting Act, Fair Debt Collection Practices Act, state fair lending, collection and deceptive trade practice laws.
She currently utilizes her business and litigation experience in her consulting practice, MB Consulting LLC, to both anticipate potential issues with financial institutions’ current compliance practices and to advise and assist these institutions with appropriate implementation steps and corrective measures through the development of compliant custom policies, procedures, guidelines, disclosures and training materials. Under the protection of the attorney-client privilege, Ms. Edwards instructs banking and other consumer finance institutions on federal mortgage banking and consumer finance-related requirements so their managers and employees can easily understand and apply current legal and regulatory changes.
Prior to founding MB Consulting, Ms. Edwards was recognized as the first female homegrown partner of Akerman LLP’s National Consumer Finance Litigation & Compliance Practice Group. In this position she successfully defended mortgage loan servicers, investors and originators in class actions, individual lawsuits and bankruptcy adversary cases at the motion to dismiss and summary judgment stages. While at Akerman Ms. Edwards also presented oral argument in the United States Court of Appeals for the Ninth and Tenth Circuits, and the Colorado Court of Appeals on key issues governing the mortgage servicing industry. For example, she successfully moved to dismiss three potential class action lawsuits concerning loan modification issues and unfair business practices against large banking and financial servicing institutions. See, e.g., Yau v. Deutsche Bank Nat. Trust Co. Americas, 2011 WL 5402393 (C.D. Cal. Nov. 8, 2011) (Selna, J.), affirmed in part, reversed in part sub nom by Yau v. Deutsche Bank Nat. Trust Co. Americas, 525 Fed. App’x 606, 607 (9th Cir. 2013); Haney v. Aurora Loan Services, 8:2014cv00002 (C.D. Cal. 2014) (Guilford, J.); Newhouse v. Aurora Bank FSB, 915 F. Supp. 2d, 1159, 1166 (E.D. Cal. 2013). She also obtained a favorable ruling for the foreclosure industry in Colorado when the Tenth Circuit affirmed the legality of Colorado’s foreclosure laws in McDonald v. OneWest Bank, F.S.B., 680 F.3d 1264 (10th Cir. 2012).
Ms. Edwards is admitted to practice law in Colorado, California, New York and New Jersey. She is also admitted to practice in the United States District Court for the District of New Jersey; the Southern and Eastern Districts of New York; the District of Colorado; the United States Bankruptcy Court for the District of Colorado; all of the District Courts and Bankruptcy Courts of California; and the United States Court of Appeals for the Eighth, Ninth and Tenth Circuits.